Mortgage Protection

Mortgage Protection Insurance


One of the most vital services we offer at Dream Builders Financial Services is helping our clients establish mortgage protection plans for their homes.

What exactly is mortgage protection?  Well, if you’re like most Americans, your home is the largest purchase you have ever made, and the most valuable asset you own, financially-speaking.  Your mortgage payment is likely your family’s largest monthly expense, and you work hard to dutifully pay down your mortgage balance every month.

But what if you were to be diagnosed with cancer, and suddenly hit with unexpected medical bills?


What if you are out of work for several months at a time recovering from a heart attack, and can’t keep up with your mortgage payments?  What if you or your spouse passed away unexpectedly, leaving the other to shoulder the burden of the mortgage payment on their own?  These aren’t pleasant situations to imagine yourself being thrown into, but it is a risk that is important to be prepared for.


Typically, these plans are designed to pay off the balance of the mortgage should the policyholder pass away within the coverage period (typically 30 years, to cover a 30-year mortgage).  Dream Builders Financial Services ’s mortgage protection plans are unique in that they come infused with Living Benefits – meaning they don’t only pay out upon the death of a policyholder.  Our plans also put much-needed money in the policyholder’s hands if they suffer a major illness – like a heart attack, stroke, or cancer.  This money can be used to keep the mortgage bills paid in those potentially difficult financial times, and offer peace of mind when it comes to keeping a roof over your family’s heads.

At Dream Builders Financial Services , we’re mortgage protection experts, and have helped tens of thousands of American families safeguard their most prized asset.  We’d be honoured to help you protect you and yours as well.



Don’t be a greedy, cookie-eating monster!

Protect your investment and your family.

A Mortgage Protection Plan is the smartest, most efficient way to safeguard your most important assets.

These simple, affordable plans protect you and your family from slipping into foreclosure if unexpected events occur that could threaten your ability to make your mortgage payments on time.

Mortgage Protection plans provide the protection of both a death benefit and Living Benefits, meaning that no matter what life throws your way, you’ll be able to access much-needed funds. It’s the smart, forward-thinking solution for any homeowner.

Health Insurance alone doesn’t cover all things for all people…

In fact 60% of bankruptcies are due to a critical illness and 80% of those who filed for bankruptcy had a health insurance policy.

We believe that a solid financial foundation includes health insurance and yes, life insurance. Why? While most life insurance policies only pay out at death, our life insurance has “living benefits” – benefits you do not have to die to use!

Protect your family NOW!

Contact us to put protection in place to keep your family in your home.

No one can predict when a long term illness or premature death will occur. The only thing you can plan for or predict is that if/when this occurs, without having a financial plan in place, your loved ones may be put in a very difficult financial position. In the event of an unforeseen or unplanned financial disaster, mortgage protection or mortgage insurance plans can offer you and your family a considerable amount of protection and peace of mind and serve as the perfect financial safety net.

Get Started , just fill the form to receive a phone call from our licensed agents